First the good news: a cut in regulatory reserves to boost rural lending. Handy for an institution named Agricultural Bank of China. But then the bad: AgBank’s own provision for souring debt grew four times as fast as its good loan book last year. If the numbers from China’s third-largest lender are anything to go by, the outlook for the Chinese banking sector is worsening rapidly.
先來(lái)看好消息：中國(guó)農(nóng)業(yè)銀行(Agricultural Bank of China)更多農(nóng)村支行可以享受更低的法定準(zhǔn)備金率，此舉旨在促進(jìn)農(nóng)村信貸，對(duì)農(nóng)行是好事。但還有條壞消息：去年農(nóng)行不良貸款撥備的增速為優(yōu)質(zhì)貸款的4倍。如果這家中國(guó)第三大銀行的數(shù)據(jù)可作為判斷依據(jù)，那么中國(guó)銀行業(yè)的前景正在迅速惡化。
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