How much capital banks should have is one of the biggest questions around right now. Unfortunately, no one is quite sure of the answer. Or if policymakers do know, they worry that the consequences are too scary. Banks, meanwhile, are making hay. With margins at record highs and no one yet forcing them to raise capital ratios, they are raking it in.
當前的一個最大問題是，銀行應當持有多少資本金？不幸的是，沒有人確切知道答案。或者即使政策制定者知道答案，他們也會擔心后果過于可怕。與此同時，銀行正在賺錢。鑒于利潤率處于創紀錄高位，而迄今還沒有人迫使它們提高資本充足率，它們正大賺特賺。
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